This guide examines IQ Option withdrawal proof from 2019 – real user experiences, payment steps, fees, processing times, and the risks associated with forex and CFD trading accounts. While IQ Option holds a CySEC licence (247/14)[reference:0][reference:1], 2019 was marked by numerous withdrawal complaints and regulatory actions. Always verify current withdrawal terms, fees, and regulatory status directly with the official IQ Option website and your local financial regulator.
IQ Option is an online trading platform founded in 2013 that offers Contracts for Difference (CFDs) on forex, stocks, commodities, indices, ETFs, and cryptocurrencies[reference:2]. The broker is known for its proprietary trading platform, low minimum deposit (from $10), and a large global user base. IQ Option operates through multiple entities – the European arm, IQ Option Europe Ltd, is regulated by the Cyprus Securities and Exchange Commission (CySEC) under licence number 247/14[reference:3]. However, an offshore entity (Sky Ladder LLC, registered in Antigua and Barbuda) serves clients outside the EEA with fewer regulatory protections[reference:4].
By 2019, IQ Option had already shifted its focus from binary options to CFDs and cryptocurrencies[reference:5]. The platform had gained significant popularity, but this period also saw a surge in user complaints regarding withdrawals, account blocks, and verification delays – issues that remain relevant for traders researching IQ Option withdrawal proof.
The year 2019 was a pivotal one for IQ Option's withdrawal reputation. While some users reported successful withdrawals, a substantial number of complaints emerged across platforms like Forex Peace Army, PissedConsumer, and WikiFX. Key patterns included:
Understanding these historical issues provides important context for evaluating IQ Option's withdrawal processes today.
The withdrawal process on IQ Option has remained broadly consistent since 2019. Here are the standard steps, based on the broker's official guidance[reference:11]:
Log in to your IQ Option account via the web platform or mobile app. Go to the "Withdraw Funds" section in the main trading interface[reference:12].
Choose from the available methods displayed based on your country of residence. Common options include bank cards, e-wallets (Skrill, Neteller, WebMoney), and bank transfers[reference:13].
Specify the amount you wish to withdraw. Ensure you have sufficient available balance and that you are not violating any withdrawal limits.
Before any withdrawal can be processed, your account must be fully verified. This typically involves uploading a government-issued ID and proof of address[reference:14][reference:15].
Confirm the details and submit your withdrawal request. You can track the status of your request in the withdrawal history section of your account.
Important: IQ Option requires that you use the same method for withdrawal that you used for depositing funds. For example, if you deposited with a bank card, you must withdraw using the same card[reference:16]. Bank card withdrawals are limited to the total amount you deposited via card in the last 180 days – any excess must be withdrawn via e-wallet or bank transfer[reference:17].
Understanding the costs and timeframes associated with withdrawals is essential for effective account management.
| Withdrawal Method | IQ Option Processing Time | Total Time (Including Bank/Processor) |
|---|---|---|
| Bank Card | Instant (on IQ Option side) | Up to 21 working days (bank processing)[reference:19] |
| E-wallet (Skrill, Neteller) | 1-3 business days (typical) | 1-5 business days total |
| Bank Transfer (Local) | 1-3 business days | 3-10 business days total |
| Bank Transfer (International) | 1-3 business days | 5-21 business days total |
In 2019, many users reported that actual processing times significantly exceeded these estimates, with some waiting over 60 days for withdrawals[reference:20]. Always check the current processing times on the official platform.
IQ Option offers a range of withdrawal methods, though availability varies by country. Here is a comparison of the most common methods available in 2019 and today.
| Method | Availability | Typical Fee | Processing Time | Limits |
|---|---|---|---|---|
| Credit/Debit Card | Widely available | $0 (IQ Option side) | Up to 21 working days (bank) | Limited to deposit amount (last 180 days)[reference:21] |
| Skrill | Global (except restricted countries) | Varies by Skrill | 1-3 business days | Varies by account |
| Neteller | Global (except restricted countries) | Varies by Neteller | 1-3 business days | Varies by account |
| WebMoney | Select regions | Varies by WebMoney | 1-3 business days | Varies by account |
| Local Bank Transfer | Country-dependent | May apply | 1-8 working days[reference:22] | Varies by country |
| International Bank Transfer | Global | May apply | 3-21 business days | Varies by bank |
In 2019, many users found that e-wallets (Skrill, Neteller) offered the fastest and most reliable withdrawal experience[reference:23], while bank cards and international transfers were often subject to long delays.
Examining actual user reports from 2019 provides valuable insight into the withdrawal process and potential issues.
One trader reported depositing $4,000 on 7 August 2019 and gaining a profit of $3,000 in just three days[reference:24]. They successfully withdrew $4,000 (their initial deposit) after completing verification[reference:25]. They then made multiple successful small withdrawals ($50 each)[reference:26]. However, when they requested a withdrawal of $3,000 on 6 September 2019, they experienced significant delays[reference:27]. After waiting for over a month, IQ Option cancelled their withdrawal request and blocked them from trading on 23 October 2019[reference:28]. The trader's account remained in limbo with over $10,000 stuck[reference:29].
Another user, who had deposited $10,000 in October 2019, reported that their account was blocked after they started making a profit[reference:30]. The broker cited the use of a VPS (Virtual Private Server) as the reason[reference:31]. While the user was able to withdraw their original $10,000 deposit[reference:32], they had between $9,000 and $10,000 remaining in their account that they could not access[reference:33].
A user reported that when they attempted to withdraw $20,000, IQ Option stopped responding and they were shortly unable to access their trading account[reference:34]. Another user claimed to have lost over $42,000 in total savings after the broker disappeared following a withdrawal request[reference:35].
Note: These are individual user reports and may not represent the experience of all traders. However, the volume and consistency of such complaints in 2019 suggest systemic issues with IQ Option's withdrawal processes during that period.
In 2019, IQ Option faced several regulatory challenges that are relevant to withdrawal issues:
⚠️ Important: Regulatory warnings and complaints do not necessarily mean IQ Option is a scam. However, they highlight significant risks, particularly for traders outside the European Economic Area who may be onboarded under the offshore entity (Sky Ladder LLC) with fewer protections[reference:52][reference:53].
Beyond withdrawal issues, trading forex and CFDs on IQ Option carries substantial financial risk. According to IQ Option's own disclosures, between 74% and 89% of retail investor accounts lose money when trading CFDs with this provider. This is consistent with industry averages and reflects the difficulty of consistently profitable trading.
For more information on trading risks, you can consult the BIS (Bank for International Settlements) publications on foreign exchange, the CFTC's retail forex education materials, and the FCA's investor alerts.
Scenario: In September 2019, a trader named Alex had been using IQ Option for several months. He had deposited $2,000 via credit card and made a profit of $1,500. He decided to withdraw his profits. He followed the standard process: he went to the withdrawal section, selected his credit card as the withdrawal method, and entered the amount of $1,500. However, his withdrawal request remained pending for over two weeks. He contacted customer support multiple times and was told that "additional verification" was required, even though his account was already verified. Eventually, his withdrawal was processed, but the funds did not appear on his card for another 10 business days. Alex later learned that bank card withdrawals can take up to 21 working days to appear on the card statement[reference:54].
Key takeaway: Alex's experience highlights the importance of understanding processing times and being patient with bank card withdrawals. However, he was fortunate – many traders in 2019 did not receive their funds at all. Alex later switched to e-wallets (Skrill) for faster withdrawals, which typically processed within 1-3 business days.
IQ Option withdrawal proof from 2019 refers to documented user experiences, screenshots, and reports of withdrawal requests during that year. Many users shared their withdrawal attempts on forums like Forex Peace Army, showing both successful and unsuccessful withdrawals[reference:55][reference:56].
Some users reported successful withdrawals in 2019, particularly for smaller amounts and initial deposits[reference:57][reference:58]. However, many users experienced significant delays, cancellations, or account blocks when attempting to withdraw larger amounts or profits[reference:59].
Common issues included verification loops (being asked for documents repeatedly), withdrawal cancellations, account blocks after making profits, extended processing times (weeks or months), and poor customer support[reference:60][reference:61][reference:62].
Officially, IQ Option stated 1-3 business days for processing[reference:63]. However, many users reported waiting weeks or months. Bank card withdrawals could take up to 21 working days to appear on the card statement[reference:64].
Yes, IQ Option Europe Ltd was regulated by CySEC (License 247/14) in 2019[reference:65][reference:66]. However, the offshore entity (Sky Ladder LLC) was not regulated by a major authority, and IQ Option faced regulatory actions including a €450,000 settlement with CySEC in 2019[reference:67].
Yes, IQ Option still processes withdrawals today. However, the same rules apply – you must use the same method for withdrawal as for deposit, your account must be verified, and processing times vary by method[reference:68][reference:69]. Always check the current terms on the official website.
First, check the status of your withdrawal in your account history. Contact IQ Option support via the official channels. If the issue persists, you may file a complaint with CySEC (if you are an EU client) or your local regulator. Keep detailed records of all communications and transaction IDs.
While 2019 saw a high volume of withdrawal complaints and regulatory actions, IQ Option is a licensed broker under CySEC. However, the significant number of unresolved complaints[reference:70], withdrawal blocks[reference:71], and regulatory warnings[reference:72][reference:73] indicate substantial risks. Traders should exercise extreme caution, verify which entity their account is under, and consider whether the risks are acceptable.